Rocket Card1 is the credit card designed with you in mind, with unique features that put you in control of your credit.
Our SmartPay feature can help improve your credit score in two ways:
Keeping your credit utilization rate low (ideally below 30%) with regular payments throughout the month
Avoiding overdue payments by keeping things automatic and on-time
By paying down your balance regularly and on-time, SmartPay2,3 can help you avoid accruing interest—one of the biggest contributors to credit card debt.
Ever had a subscription try to charge you, even when you cancelled? Our merchant controls help you make sure that doesn’t happen again.
We take financial factors outside your credit score into account, which can help you qualify for more credit at better rates. Plus, find out if you’re pre-approved with no impact to your credit score.
Automatically earn cash back (up to 10%) from thousands of your favorite brands and retailers.
Rocket Money has more than just a great credit card. Our money management tools, analysis, and features help you take control of your full financial life.
Rocket Card uses industry-standard encryption practices to ensure that your data is kept safe.