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4-minute read

Consumer Credit: Defined And Explained

Consumer credit comes in many different forms, the most popular being credit cards. Learn more about the risks and rewards of consumer credit.

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Woman  banking online at home.

5-minute read

12 Best Online Banks Of 2021

Online banks are a great convenience, but how do you know which one to choose? Check out this list of best online banks of 2021 to find the right one for you...

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Man frowning as he looks at paperwork.

6-minute read

Should You Refinance To Pay Off Debt? A Look At The Pros And Cons of Refinancing

Refinancing your house can help pay off debt through your home's equity. But is it smart to refinance to pay off debt? Here’s what to consider first.

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Online shopping.

10-minute read

Things That Can Lower Your Credit Score And How To Avoid Them

Wondering what factors damage your credit score? Read our guide to learn what factors lower your credit score, how to avoid them, and how to build your credi...

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College student with credit card

10-minute read

Best Credit Cards For College Students In 2022

Whether you’re looking for a credit card that has low APR or maximum cash-back rewards, check out our roundup of the best credit cards for college stud...

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6-minute read

What Is A Credit Freeze And Why Would I Do It?

What is a credit freeze and why would you want to do it? We address your questions here. 

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Woman doing credit debt calculation.

3-minute read

How To Protect Your Credit Score During COVID-19

COVID-19 is spreading uncertainty and fear across the world. We’ll take a closer look at how you can weather this storm while keeping your credit score...

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9-minute read

Understanding Disability Insurance

For those with a temporary or long-term disability, filing for disability insurance can be a valuable option to protect your finances. Learn more about it he...

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Woman looking at credit card.

6-minute read

Understanding Bank Fees And How To Avoid Them

Financial institutions charge bank fees for services such as set-up, transactional services and ongoing maintenance. In some cases, these fees can be avoided...

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Relaxed confident female entrepreneur.

4-minute read

12 Credit Myths You Should Stop Believing

While discerning fact from fiction can be difficult as rumors swirl around regarding credit scores, read our article on several credit myths you should be aw...

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8-minute read

Best Store Credit Cards For 2021

There are so many store credit cards out there. Which ones are really worth applying for? Read our list of the best store credit cards for 2021 to decide.

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Woman with credit card on couch.

4-minute read

What Hurts My Credit Score The Most?

The higher your credit score, the less you’re perceived as a risk to lenders. Even if your credit score is pretty good right now, there are factors tha...

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8-minute read

The Complete Beginner's Guide To The Financial Services Industry

The financial services industry is focused on the management of money and includes businesses from banks to insurance companies. Here’s what you need t...

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Woman working on computer investing.

6-minute read

The Best Investment Apps For 2021: For Beginners And Beyond

Access to investing opportunities has opened to nearly everyone with these recommended investment apps.

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6-minute read

What Is Credit Counseling And Can It Help You Get Out Of Debt?

In the US today, you’re far more likely to be in debt than not, but support is available. Find out how credit counseling can help you get out from unde...

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Applying for loans.

5-minute read

Applying For Loans Financial Literacy Quiz

In this quiz, we’ll test your knowledge and break down the basics of three of the most common types of loans: student loans, car loans and mortgages.

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5-minute read

LIBOR: Everything You Need To Know

The London InterBank Offered Rate (LIBOR) is an important financial point of reference for banks and lenders around the world. Learn more about it here.

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Girl on laptop.

4-minute read

Overcoming Bankruptcy, Bad Credit And $30K In Credit Card Debt: A Credit Success Story

From bankruptcy to $30K in credit card debt, read our interview with Kate Raidt on how she rebuilt her finances and earned a 810 credit score.

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