Featured Resources

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4-minute read

How Long Do Late Payments Stay On Your Credit Report?

After missing a bill’s due date, you might wonder how long a late payment stays on your credit report. Learn the answer to that and more in this article.

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7-minute read

Credit Inquiry: What Is It and How Does It Work?

A credit inquiry is when a report of your credit history is requested. Learn more about credit inquiries and how they affect your borrowing potential.

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6-minute read

Hard Vs. Soft Credit Inquiries: What’s The Difference?

What’s the difference between a soft inquiry and hard inquiry when having your credit checked? Let’s explore what to know before you apply for your next loan.

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5-minute read

What’s The Difference Between VantageScore® And FICO®?

FICO® and VantageScore® both rate your creditworthiness but there are some differences in what they look at. Learn more about the different models in our guide.

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Woman holding credit card smiling while out shopping.

3-minute read

When Were Credit Scores Invented? A History

The modern credit score was introduced by FICO® in 1989. Learn everything there is to know about the centuries-long and complex history of credit scores.

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Young woman sitting outside at a wooden table and bench using her credit card through a laptop.

8-minute read

What Is The Highest Credit Score Possible?

How can having the highest credit score possible help you? Read on to see what perks come with an excellent rating and learn how to improve your credit score.

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Young man checking credit on smartphone holding credit card and smiling on couch at home.

3-minute read

Credit Ratings And Why They Matter

A credit rating is used to describe the creditworthiness of a business, government, or other entity. Here’s why it matters to your business.

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4-minute read

What Is A Credit Check For Employment?

If you’re job hunting, it’s best to be familiar with credit checks for employment. Learn about employee credit checks and why employers check credit reports.

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Woman checking her credit on her tablet, relaxing on her couch and smiling.

6-minute read

What Is A Credit Score? How To Understand And Check Your Score

A credit score indicates to lenders how likely you are to repay a debt. Learn about credit score ranges, the factors that affect your credit score and more.

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7-minute read

What Are The 3 Credit Bureaus? Everything You Need To Know

Equifax®, Experian™ and TransUnion® are the three main credit bureaus. Learn how they differ and how to check your credit report from each bureau.

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8-minute read

How To Get Your Credit Score For Free: A Guide

Knowing your credit score can help you understand and protect your financial health. Learn how to get your free credit score from the major credit bureaus.

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4-minute read

Understanding When Credit Scores Update

Your credit score usually updates about once a month. Read our article to discover the importance of routinely checking your credit score.

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5-minute read

Understanding The Fair Credit Reporting Act (FCRA): A Guide

Concerned about your credit information and who can access it? See how the Fair Credit Reporting Act provides protection that can put consumers’ minds at ease.

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4-minute read

12 Credit Myths You Should Stop Believing

While discerning fact from fiction can be difficult as rumors swirl around regarding credit scores, read our article on several credit myths you should be aware of.

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6-minute read

How To Dispute Errors On Your Credit Report

If you believe you’ve found an inaccuracy on your credit report, you can file a dispute with the credit bureaus. Learn how to dispute a credit report error.

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5-minute read

Do I Have A Credit Score?

Not all adults have a credit file. Whether you’re young, in the military or new to the country, here’s how to know if you have a credit score.

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5-minute read

How Many Times Can I Check My Credit?

Wondering how to check your credit without hurting your score? Learn how often you should check your credit score with our latest guide from Rocket HQ.

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3-minute read

What Errors Should I Be Looking For On My Credit Report?

Which errors on a credit report could impact your score, and how do you fix credit report errors? Below, read about the top errors you should look for on a credit report and how to check for them.

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