Rocket Money
frequently asked questions
Rocket Money
frequently asked questions
Rocket Money
frequently asked questions
Need quick answers? You’re in the right place.
Need quick answers? You’re in the right place.
What is Rocket Money?
Rocket Money is a personal finance app that helps you cancel subscriptions, track spending, create budgets, monitor your credit, grow savings, and see your net worth in one place. The app is free to download, with optional Premium features for more tools and support.
What is Rocket Money?
Rocket Money is a personal finance app that helps you cancel subscriptions, track spending, create budgets, monitor your credit, grow savings, and see your net worth in one place. The app is free to download, with optional Premium features for more tools and support.
What is Rocket Money?
Rocket Money is a personal finance app that helps you cancel subscriptions, track spending, create budgets, monitor your credit, grow savings, and see your net worth in one place. The app is free to download, with optional Premium features for more tools and support.
How does Rocket Money cancel unwanted subscriptions?
After you connect your accounts, Rocket Money spots recurring charges and lists them in one place. Premium members can cancel in just a few taps.
How does Rocket Money cancel unwanted subscriptions?
After you connect your accounts, Rocket Money spots recurring charges and lists them in one place. Premium members can cancel in just a few taps.
How does Rocket Money cancel unwanted subscriptions?
After you connect your accounts, Rocket Money spots recurring charges and lists them in one place. Premium members can cancel in just a few taps.
Can I cancel subscriptions on the free plan?
You can view and track every subscription on the free plan. Hands‑off cancellation (where Rocket Money contacts the provider for you) is part of Premium.
Can I cancel subscriptions on the free plan?
You can view and track every subscription on the free plan. Hands‑off cancellation (where Rocket Money contacts the provider for you) is part of Premium.
Can I cancel subscriptions on the free plan?
You can view and track every subscription on the free plan. Hands‑off cancellation (where Rocket Money contacts the provider for you) is part of Premium.
How does budgeting work?
Rocket Money automatically categorizes each purchase and shows where your money goes. Premium members can unlock unlimited budgets, unlimited categories, and advanced transaction editing.
How does budgeting work?
Rocket Money automatically categorizes each purchase and shows where your money goes. Premium members can unlock unlimited budgets, unlimited categories, and advanced transaction editing.
How does budgeting work?
Rocket Money automatically categorizes each purchase and shows where your money goes. Premium members can unlock unlimited budgets, unlimited categories, and advanced transaction editing.
How does Rocket Money calculate net worth?
Link your checking, savings, investment, loan, and credit accounts. Rocket Money then subtracts what you owe from what you own and updates the total automatically, including a live home‑value estimate. Net worth tracking is a Premium feature.
How does Rocket Money calculate net worth?
Link your checking, savings, investment, loan, and credit accounts. Rocket Money then subtracts what you owe from what you own and updates the total automatically, including a live home‑value estimate. Net worth tracking is a Premium feature.
How does Rocket Money calculate net worth?
Link your checking, savings, investment, loan, and credit accounts. Rocket Money then subtracts what you owe from what you own and updates the total automatically, including a live home‑value estimate. Net worth tracking is a Premium feature.
What is the Financial Goals feature (formerly Smart Savings)?
Financial Goals helps Premium members save automatically. Rocket Money moves small amounts into an FDIC‑insured account based on your cash flow. You can choose the goal and transfer schedule and can withdraw anytime.
What is the Financial Goals feature (formerly Smart Savings)?
Financial Goals helps Premium members save automatically. Rocket Money moves small amounts into an FDIC‑insured account based on your cash flow. You can choose the goal and transfer schedule and can withdraw anytime.
What is the Financial Goals feature (formerly Smart Savings)?
Financial Goals helps Premium members save automatically. Rocket Money moves small amounts into an FDIC‑insured account based on your cash flow. You can choose the goal and transfer schedule and can withdraw anytime.
Can I monitor my credit with Rocket Money?
Yes. Premium members receive weekly updates to their FICO® Score 2 from Experian and can view full credit reports. Free members see a basic score snapshot.
Can I monitor my credit with Rocket Money?
Yes. Premium members receive weekly updates to their FICO® Score 2 from Experian and can view full credit reports. Free members see a basic score snapshot.
Can I monitor my credit with Rocket Money?
Yes. Premium members receive weekly updates to their FICO® Score 2 from Experian and can view full credit reports. Free members see a basic score snapshot.
How does bill negotiation work?
Upload or connect a cable, phone, or insurance bill. Rocket Money negotiates lower rates on your behalf. A success‑based fee applies only if we save you money.
How does bill negotiation work?
Upload or connect a cable, phone, or insurance bill. Rocket Money negotiates lower rates on your behalf. A success‑based fee applies only if we save you money.
How does bill negotiation work?
Upload or connect a cable, phone, or insurance bill. Rocket Money negotiates lower rates on your behalf. A success‑based fee applies only if we save you money.
What’s included in Rocket Money Premium?
Subscription‑cancellation concierge
Unlimited budgets and custom categories
Advanced transaction editing
Net worth tracking
Financial Goals (formerly Smart Savings)
Full credit reports and weekly FICO® Score 2 updates
You can view current pricing and upgrade directly in the app.
What’s included in Rocket Money Premium?
Subscription‑cancellation concierge
Unlimited budgets and custom categories
Advanced transaction editing
Net worth tracking
Financial Goals (formerly Smart Savings)
Full credit reports and weekly FICO® Score 2 updates
You can view current pricing and upgrade directly in the app.
What’s included in Rocket Money Premium?
Subscription‑cancellation concierge
Unlimited budgets and custom categories
Advanced transaction editing
Net worth tracking
Financial Goals (formerly Smart Savings)
Full credit reports and weekly FICO® Score 2 updates
You can view current pricing and upgrade directly in the app.
Features
Support
Do Not Sell or Share My Personal Information
© 2015-2025 Rocket Money All Rights Reserved
We don’t accept cash, crypto, tacos, or private jets in exchange for your personal information. Some states (hi, California) have their own rules, so check out our Privacy Policy for the full scoop.
Banking services provided by nbkc bank and partners of Synapse, Members FDIC
* Based on Rocket Mortgage data in comparison to public data records.
Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, Rocket Card, LLC, RockLoans Marketplace LLC (doing business as Rocket Loans) and Rocket Money, Inc. are separate operating subsidiaries of Rocket, LLC. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Companies, Inc. (NYSE: RKT) is the sole managing member of Rocket, LLC.
Apple and the Apple logo are trademarks of Apple Inc. registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Wear OS by Google and Google Play are trademarks of Google LLC.
Features
Support
Do Not Sell or Share My Personal Information
© 2015-2025 Rocket Money All Rights Reserved
We don’t accept cash, crypto, tacos, or private jets in exchange for your personal information. Some states (hi, California) have their own rules, so check out our Privacy Policy for the full scoop.
Banking services provided by nbkc bank and partners of Synapse, Members FDIC
* Based on Rocket Mortgage data in comparison to public data records.
Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, Rocket Card, LLC, RockLoans Marketplace LLC (doing business as Rocket Loans) and Rocket Money, Inc. are separate operating subsidiaries of Rocket, LLC. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Companies, Inc. (NYSE: RKT) is the sole managing member of Rocket, LLC.
Apple and the Apple logo are trademarks of Apple Inc. registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Wear OS by Google and Google Play are trademarks of Google LLC.
Features
Support
Do Not Sell or Share My Personal Information
© 2015-2025 Rocket Money All Rights Reserved
We don’t accept cash, crypto, tacos, or private jets in exchange for your personal information. Some states (hi, California) have their own rules, so check out our Privacy Policy for the full scoop.
Banking services provided by nbkc bank and partners of Synapse, Members FDIC
* Based on Rocket Mortgage data in comparison to public data records.
Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, Rocket Card, LLC, RockLoans Marketplace LLC (doing business as Rocket Loans) and Rocket Money, Inc. are separate operating subsidiaries of Rocket, LLC. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Companies, Inc. (NYSE: RKT) is the sole managing member of Rocket, LLC.
Apple and the Apple logo are trademarks of Apple Inc. registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Wear OS by Google and Google Play are trademarks of Google LLC.