Featured Resources

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5-minute read

How To Pay Off Your Car Loan Early

Making the choice to pay off your auto loan early can greatly improve your bottom line. Learn how to take charge of your auto loan and get it repaid faster.

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11-minute read

What Is Debt Consolidation?

Debt consolidation combines several sources of debt into a single payment. Learn how it works and how to decide if it’s the right move for your finances.

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Man stacking piles of binder clipped paperwork on desk.

8-minute read

How Much Does It Cost To File Bankruptcy?

The cost of filing for bankruptcy will depend on the type of bankruptcy and whether you hire an attorney. Here’s what you need to know before filing.

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7-minute read

Does Debt Consolidation Hurt Your Credit Score?

Discover effective debt consolidation techniques – from personal loans to balance transfers and beyond – and see their potential impact on your credit score.

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Cape Cod style house.

7-minute read

Annual Percentage Rate (APR): What It Is And How To Calculate It

APR tells you how much borrowing money costs within a year, including any fees or charges. Here’s everything you need to know about annual percentage rates.

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Man in a wheelchair on computer at cafe.

6-minute read

What Happens To Your Credit After Taking Out A Mortgage?

Demystify the relationship between mortgages and credit scores by fully uncovering the effects of a home loan on your credit profile and financial standing.

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4-minute read

Will Paying A Loan Off Early Hurt Your Credit?

Is saving on interest by paying a loan off early worth the risks to your credit score? Learn how to weigh the pros and cons of early loan payments.

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5-minute read

Finance Charge: Definition, Types And How To Avoid It

Finance charges refer to a category of terms you’re likely familiar with – it’s the cost of borrowing money. Read on to learn how to reduce the cost.

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African American man looking at paperwork with a laptop in front of him at home.

3-minute read

Bad Debt: What It Is And How You Can Write It Off

Bad debt occurs when a debtor can't repay a loan from a company or individual. Learn how bad debt should be handled and how a bad debt tax write-off works.

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Woman looking pensive on phone with laptop open at desk.

7-minute read

How To Spot Debt Collector Scams

Has a fake debt collector contacted you saying you owe them money? Find tips for spotting and avoiding debt collector scams so your bank account remains intact.

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Multiple hands hovering over a paper with graphs and statistics on it.

5-minute read

What Is A Debt Management Plan?

If you’re behind on paying your debts, a debt management plan may help. See what you should know about a debt management program for controlling your balances.

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Woman reviewing invoices at kitchen island with open laptop, coffee cup nearby.

7-minute read

Does Bankruptcy Clear All Debt?

Does bankruptcy clear all your debts? Not quite. Learn which debts bankruptcy can and can't discharge and the long-term financial impact of a bankruptcy filing.

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Young woman sitting on couch looking over bills on coffee table.

6-minute read

Statute Of Limitations On Debt

The statute of limitations for debt collection is typically 3 – 6 years but varies by state and debt. Learn more about time-barred debt and what to do with it.

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Young woman doing budget with calculator and laptop.

8-minute read

What Is The Average Debt By Age In America?

Wondering if you’re carrying more debt than your peers? Learn about the average debt by age and find out what you can do to improve your financial situation.

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7-minute read

Types Of Bankruptcies: Defined And Explained

The most common types of bankruptcies are Chapter 7 and Chapter 13, although others are sometimes available. Learn about the different types of bankruptcy.

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Worried senior man wearing a blue plaid shirt sitting on a sofa.

6-minute read

Can Creditors Garnish Your Social Security Benefits?

Creditors can’t garnish Social Security benefits to cover unpaid debts, except in rare cases. Learn about when debt collectors can garnish Social Security.

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Confused young asian woman in a brown shirt looking at bills.

6-minute read

What Is The Debt Avalanche Method And How Does It Work?

The avalanche method focuses on paying off high-interest debts first. See how the aval...

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9-minute read

A Guide To Debt Validation Letters

A debt validation letter is a letter that debt collectors send out to prove you owe them money. Learn more about these letters and what to do if you get one.

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