See the pros and cons of credit cards, and how you can maximize them for convenience and building credit. Plus, get tips on how to use credit responsibly.

Looking for quick funding? An instant-use credit card can give you a card number or virtual card to use upon approval. Discover how they work.

Learn about the different types of credit cards, evaluate the pros and cons of each credit card type and figure out which option is best suited for you.

Too much credit card debt can significantly complicate your finances. Learn how to pay off credit card debt, manage it and avoid it altogether.

Generally, a 700 credit score is considered a good score. Discover how to increase your credit score to 700 or higher to enhance your financial life.

Want to get a credit card that will help you build your credit? Learn about the minimum age requirements for credit cards, along with credit card benefits.

Balance transfers can potentially hurt or boost your credit. It’s crucial to know how they work and how to use balance transfers to your advantage.

A promissory note, or a promise to pay, is a written agreement between a lender and a borrower. Learn how promissory notes work in real estate and more.

Credit card convenience checks may be blank checks, but using one could cost more than you realize. From this guide, learn how a convenience check works.

The average American credit score is 714, but that average differs when broken down by age group. See where you stand among your peers.

Your credit utilization ratio is an important part of your credit score. Learn what credit utilization is, how to calculate it and how it can be improved.

The debt snowball method involves paying off debts from the smallest to the largest balance. Learn how you can use the snowball method to pay off debt.

Your credit score determines the financial opportunities you have access to and could save you money over time. Find out why and how to keep your score high. 

Wondering which debt to pay off first? Explore our best tips for prioritizing paying off your debt, plus discover effective strategies for becoming debt-free.

How long it takes to build credit can vary, but it typically takes 3 – 6 months. Learn what impacts your credit score and ways to build your credit.

Making the choice to pay off your auto loan early can greatly improve your bottom line. Learn how to take charge of your auto loan and get it repaid faster.

An authorized user on your credit card can make purchases, but you’re responsible for paying the bill. Here’s what you should know before adding a user.

Debt consolidation combines several sources of debt into a single payment. Learn how it works and how to decide if it’s the right move for your finances.