Featured Resources

Woman with arms stretched overhead in glee with open laptop in front of her.

5-minute read

How To Know Which Debt To Pay Off First

Wondering which debt to pay off first? Explore our best tips for prioritizing paying off your debt, plus discover effective strategies for becoming debt-free.

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Man budgeting.

9-minute read

How Long Does It Take To Build Credit?

How long it takes to build credit can vary, but it typically takes 3 – 6 months. Learn what impacts your credit score and ways to build your credit.

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Gray car parked outside of a brick garage.

5-minute read

How To Pay Off Your Car Loan Early

Making the choice to pay off your auto loan early can greatly improve your bottom line. Learn how to take charge of your auto loan and get it repaid faster.

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Couple looking at their credit statements.

11-minute read

What Is Debt Consolidation?

Debt consolidation combines several sources of debt into a single payment. Learn how it works and how to decide if it’s the right move for your finances.

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Asian-American woman wearing beanie and smiling.

6-minute read

Adding An Authorized User On Credit Cards: A Guide

An authorized user on your credit card can make purchases, but you’re responsible for paying the bill. Here’s what you should know before adding ...

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woman writing letter on table at home

5-minute read

Pay-For-Delete Letter: What It Is And How To Write One

A pay-for-delete letter requests the removal of negative information from your credit report in return for payment. Learn how it works and how to write one.<...

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Woman at home office desk looking at notebook with open laptop and coffee nearby.

11-minute read

What Does 0% APR Mean? Insights Into Interest-Free Credit Cards

Maximize savings with a 0% APR credit card. Learn how to use balance transfers and large purchases to your advantage and manage your card effectively.

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Woman Sitting at desk in striped shirt looking at a laptop and holding a pen.

5-minute read

The 5 C’s of Credit: What They Are And Why They Matter

The 5 C’s of credit are the factors that lenders consider when assessing a borrower’s creditworthiness. See how you can improve in these key area...

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Woman typing credit card number on phone.

7-minute read

Using Credit Card to Build Credit: Why And How To Do It

If you’re trying to establish or repair your credit, using a credit card might help. Here’s what you should know about using a credit card to build ...

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Woman wearing glasses and smiling while she scrolls on a tablet.

5-minute read

What Is A VantageScore®?

Learn the similarities and differences between VantageScores® and FICO® Scores and how these scoring models impact your overall fi...

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African American couple hanging out on the couch together with a laptop and a book.

5-minute read

Credit Limits: 7 Important Facts You Should Know

What is a credit limit and what should borrowers know about theirs? Learn the pros and cons of higher limits, how banks determine your credit limit, and more.

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Two coworkers discussing meeting.

6-minute read

How To Build Credit Without A Credit Card

It’s possible for you to build your credit and achieve your financial goals without using a credit card. Discover how to build credit without a credit car...

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Man stacking piles of binder clipped paperwork on desk.

8-minute read

How Much Does It Cost To File Bankruptcy?

The cost of filing for bankruptcy will depend on the type of bankruptcy and whether you hire an attorney. Here’s what you need to know before filing.

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A group of five students walking together in a school hallway.

7-minute read

How To Build Credit At 18: Credit Score Strategies

Learn how to build credit at 18 to get a head start on your financial future. Empower your financial health with these credit building strategies.

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Man and woman colleagues sitting together discussing over a laptop.

7-minute read

Does Debt Consolidation Hurt Your Credit Score?

Discover effective debt consolidation techniques – from personal loans to balance transfers and beyond – and see their potential impact on your c...

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Woman in yellow shirt on her phone checking her credit score.

6-minute read

What Is A Good Credit Score? And How To Improve Yours

The range of a good credit score depends on the scoring model. Learn the ranges of both models and what you can do to improve your score.

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Cape Cod style house.

7-minute read

Annual Percentage Rate (APR): What It Is And How To Calculate It

APR tells you how much borrowing money costs within a year, including any fees or charges. Here’s everything you need to know about annual percentage rate...

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Woman on cell phone at home office desk with open laptop in front of her.

4-minute read

Does Paying A Phone Bill Build Credit?

Does paying a phone bill build credit? Learn whether phone companies report to credit bureaus, plus uncover ways to build credit when paying your phone bills.

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