Featured Resources

Young people sitting in a line and using phones.

8-minute read

Best $500 Credit Cards For Those With A Bad Credit Score

Read reviews of the best $500 credit cards for those with a bad credit score. Find the list of cards and compare APR, cash back, balance transfer fees and more.

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Close up view of someones hands holding a credit card as they also type on a laptop.

5-minute read

How To Improve Your Credit Score Fast: 8 Tips and Tricks

Looking for ways to improve your credit score? Learn strategies for improving your score, managing debt, and how to increase your credit score fast.

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Family paying bills in kitchen.

8-minute read

How Does A Credit Card Work? Pros, Cons And Tips For Using Them Responsibly

Understanding how credit cards work can unlock higher credit scores, cash back offers and more. Learn the basics and how to make credit cards work for you.

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Happy woman listening to music with bluetooth headphones making online transaction using debit card and laptop

8-minute read

How To Get Your First Credit Card: A Beginner’s Guide

The best credit card for beginners depends on your circumstances. Learn how to get your first credit card and how to use your c...

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Woman checking her credit card.

6-minute read

How To Dispute A Credit Card Charge: Step By Step

Are you worried about the accuracy of your credit card statements and charges? Discover the steps to take if you need to dispute charges to your credit card....

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 Woman on phone while checking computer, looking worried.

6-minute read

How To Get An Apartment With Bad Credit: A Complete Guide

Renting with bad credit can pose real challenges, but you can still take certain steps to gain approval. Discover how to get an apartment wit...

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Papers and laptop

7-minute read

What Are The 3 Credit Bureaus? Everything You Need To Know

Equifax®, Experian™ and TransUnion® are the three main credit bureaus. Learn how they differ and how to check your credit report from each bure...

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Woman checking her credit on her tablet, relaxing on her couch and smiling.

6-minute read

What Is A Credit Score? How To Understand And Check Your Score

A credit score indicates to lenders how likely you are to repay a debt. Learn about credit score ranges, the factors that affect your credit score and more.<...

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African American man looking at paperwork with a laptop in front of him at home.

3-minute read

Bad Debt: What It Is And How You Can Write It Off

Bad debt occurs when a debtor can't repay a loan from a company or individual. Learn how bad debt should be handled and how a bad debt tax write-off works.

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Woman looking pensive on phone with laptop open at desk.

7-minute read

How To Spot Debt Collector Scams

Has a fake debt collector contacted you saying you owe them money? Find tips for spotting and avoiding debt collector scams so your bank account remains intact.

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People looking at credit report.

8-minute read

How To Get Your Credit Score For Free: A Guide

Knowing your credit score can help you understand and protect your financial health. Learn how to get your free credit score from the major credit bureaus.

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Multiple hands hovering over a paper with graphs and statistics on it.

5-minute read

What Is A Debt Management Plan?

If you’re behind on paying your debts, a debt management plan may help. See what you should know about a debt management program for controlling your bala...

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Young woman sitting on couch looking over bills on coffee table.

6-minute read

Statute Of Limitations On Debt

The statute of limitations for debt collection is typically 3 – 6 years but varies by state and debt. Learn more about time-barred debt and what to do ...

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Young woman doing budget with calculator and laptop.

8-minute read

What Is The Average Debt By Age In America?

Wondering if you’re carrying more debt than your peers? Learn about the average debt by age and find out what you can do to improve your financial situati...

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Woman reviewing invoices at kitchen island with open laptop, coffee cup nearby.

7-minute read

Does Bankruptcy Clear All Debt?

Does bankruptcy clear all your debts? Not quite. Learn which debts bankruptcy can and can't discharge and the long-term financial impact of a bankruptcy fili...

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Close up of woman paying with credit card at a retailer.

6-minute read

How To Get A Credit Card With No Credit

Do you have no credit history? That's not always a problem. Creditors may approve you for a credit card. Use our guide to getting a credit card with no credi...

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Young woman stressed out about finances.

7-minute read

Types Of Bankruptcies: Defined And Explained

The most common types of bankruptcies are Chapter 7 and Chapter 13, although others are sometimes available. Learn about the different types of bankruptcy.

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How many credit cards

13-minute read

How Many Credit Cards Should I Have At One Time?

Thinking about getting another credit card but not sure it’s the right decision? Learn how many credit cards you should have and whether you can have t...

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