Featured Resources

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4-minute read

Understanding When Credit Scores Update

Your credit score usually updates about once a month. Read our article to discover the importance of routinely checking your credit score.

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5-minute read

Nonprofit Debt Consolidation: Is It A Good Option?

Nonprofit debt consolidation might be an option for people behind on their bills. Get the facts to see whether nonprofit debt management can meet your needs.

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5-minute read

Can I File Bankruptcy And Keep My Car?

When you file for bankruptcy, you may have the ability to keep your car – but it depends on a few factors. Learn how to file bankruptcy and keep your car.

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African American man reviewing paperwork in front of his laptop at his desk.

5-minute read

Judgment Proof: What You Need To Know

Being judgment proof can help if creditors win a judgment against you. Learn how to prove you are judgment proof and whether you can lose judgment-proof status.

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7-minute read

What Happens To Debt In A Divorce?

When you get divorced, you and your ex-spouse are responsible for paying any individual or joint divorce debt you owe. Learn how debt is divided in divorce.

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7-minute read

How To Use A Student Credit Card: 7 Tips For College Students

Student credit cards are a great way to start building your credit while you’re in school. Learn credit card tips for college students with our helpful guide.

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8-minute read

What Happens To Debt When You Die?

Ever wondered what happens to debt when you die? Take a look at how your debt is handled when you pass away and how to keep your heirs from going into debt.

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Young adult woman with curly hair and dark glasses, sitting at table with mug of coffee, looking at computer.

4-minute read

How To Calculate APR In 3 Steps

Knowing how to calculate APR can help you compare loan and credit card offers. Learn the steps involved in calculating APR to find the true cost of borrowing.

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6-minute read

Is It Bad To Close A Credit Card?

Is it bad to close a credit card if you’re trying to cut spending and reduce debt? Discover how canceling a credit card might impact your credit score

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5-minute read

Revolving Credit: What It Is And How It Can Work For You

A revolving credit account can boost your credit score and offer instant access to funds. Learn more about a revolving line of credit, including pros and cons.

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5-minute read

Understanding The Fair Credit Reporting Act (FCRA): A Guide

Concerned about your credit information and who can access it? See how the Fair Credit Reporting Act provides protection that can put consumers’ minds at ease.

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8-minute read

Debt Forgiveness: Programs, Pros And Cons, And Alternatives

For borrowers very deep in debt, debt forgiveness seems like a lifeline. Learn about cancellation of debt, debt forgiveness programs, and certain pros and cons. 

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Girl with long hair putting money into a piggy bank shaped like a bus.

8-minute read

What Is Debt Settlement And Is It Right For You?

If you’re struggling to keep up with debt payments, a debt settlement may help. Learn how debt settlements work and discover some debt settlement pros and cons.

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Young woman at home looking stressed in front of her laptop.

6-minute read

9 Ways To Get Out Of Debt On A Low Income

Paying off debt on a low income can be overwhelming, but it’s entirely possible. Read our guide to learn the best ways to get out of debt and become debt-free. 

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Couple looking at bills and working on laptop, going over finances in a kitchen.

7-minute read

How To Pay Collections: A Complete Guide

If a collection agency is trying to get you to resolve a debt, you need to know how to pay collections. Uncover some helpful advice on how to protect yourself. 

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6-minute read

What Is A Student Credit Card And How Does It Work?

A student credit card is designed to help college students start building their credit. Using this guide, learn the basics of how student credit cards work.

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Top down view of a man sitting cross legged on the floor, with bills and a calculator, figuring out his budget.

4-minute read

Understanding A Reaffirmation Agreement And The Pros And Cons Involved

Recommended: With a reaffirmation agreement, a debtor promises to repay a debt to a creditor that would have been discharged in a bankruptcy case. Find out how it works.

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Couple discussing finances over coffee in their kitchen.

5-minute read

Consumer Debt: Definition And Average Balances In The U.S.

Consumer debt is any debt that’s acquired for individual or household purposes. Learn about types of consumer debt, average consumer debt in the U.S., and more.

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