Featured Resources

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10-minute read

Things That Can Lower Your Credit Score And How To Avoid Them

Wondering what factors damage your credit score? Read our guide to learn what factors lower your credit score, how to avoid them, and how to build your credi...

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College student with credit card

10-minute read

Best Credit Cards For College Students In 2022

Whether you’re looking for a credit card that has low APR or maximum cash-back rewards, check out our roundup of the best credit cards for college stud...

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6-minute read

What Is A Credit Freeze And Why Would I Do It?

What is a credit freeze and why would you want to do it? We address your questions here. 

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Woman doing credit debt calculation.

3-minute read

How To Protect Your Credit Score During COVID-19

COVID-19 is spreading uncertainty and fear across the world. We’ll take a closer look at how you can weather this storm while keeping your credit score...

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4-minute read

12 Credit Myths You Should Stop Believing

While discerning fact from fiction can be difficult as rumors swirl around regarding credit scores, read our article on several credit myths you should be aw...

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8-minute read

Best Store Credit Cards For 2021

There are so many store credit cards out there. Which ones are really worth applying for? Read our list of the best store credit cards for 2021 to decide.

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Woman with credit card on couch.

4-minute read

What Hurts My Credit Score The Most?

The higher your credit score, the less you’re perceived as a risk to lenders. Even if your credit score is pretty good right now, there are factors tha...

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6-minute read

What Is Credit Counseling And Can It Help You Get Out Of Debt?

In the US today, you’re far more likely to be in debt than not, but support is available. Find out how credit counseling can help you get out from unde...

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5-minute read

LIBOR: Everything You Need To Know

The London InterBank Offered Rate (LIBOR) is an important financial point of reference for banks and lenders around the world. Learn more about it here.

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Girl on laptop.

4-minute read

Overcoming Bankruptcy, Bad Credit And $30K In Credit Card Debt: A Credit Success Story

From bankruptcy to $30K in credit card debt, read our interview with Kate Raidt on how she rebuilt her finances and earned a 810 credit score.

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4-minute read

Credit Score Factors: New Credit

Understanding your credit score can be confusing. Read our guide for a closer look at new credit as a factor that can affect your overall credit score.

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Man at cafe checking credit report on phone.

4-minute read

Who Can See Your Credit Report?

Not everyone is privy to your credit information. For the most part, your score and credit report remain confidential. Here’s who can access your ...

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Credit card grace

4-minute read

Credit Card Grace Periods: What They Are And How To Use Yours To Curb Interest

A grace period is the time between the end of your billing cycle and your due date. Learn how to use your grace period to reduce interest on your purchases.<...

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Woman checking credit score on tablet.

3-minute read

Credit Report Vs. Credit Score

Credit report vs. credit score: what’s the difference? Both will help you understand your credit health, but one provides more information. Learn more ...

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Woman with credit card.

6-minute read

From Delinquency To An 800+ Credit Score: A Success Story

Looking to improve your credit? Read our article on how Leslie Tayne eliminated her debt and went from delinquency to an 800+ credit score.

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Man helping woman figure out why her card isn't working.

6-minute read

Why Is My Credit Card Being Declined?

Having your credit card declined can be stressful, but don’t worry. We’re here to help you determine why it happened and how you can resolve the ...

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Man looking at paper work.

3-minute read

Does Applying For Loans Affect Your Credit Score?

Due to the expensive grind of daily life, sometimes we need to take out loans to get by. When we apply for those loans, our credit score has the potential of...

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Family buying new car at showroom.

6-minute read

Secured Debt: What It Is And How To Pay It Off

A secured debt is a form of debt backed by collateral a lender could take. See some examples of secured debt and get acquainted with secured vs. unsecured debt.

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