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4-minute read

What Are The Rules For Roth IRA Withdrawals?

Does a withdrawal from your Roth IRA make sense at this time? Learn the rules about withdrawals to make sure you don’t take a financial hit in the process.

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4-minute read

Are Personal Loans Taxable Income? What To Know

If you’ve taken out a personal loan, you might have asked yourself, “Are personal loans taxable?” The answer is no – and yes – depending on the situation.

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7-minute read

What Is Liquid Net Worth And Why Does It Matter?

Are you aware of how liquid net worth impacts your financial well-being? Elevate your financial literacy and explore our detailed breakdown of liquid net worth.

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6-minute read

How To Build Credit Without A Credit Card

It’s possible for you to build your credit and achieve your financial goals without using a credit card. Discover how to build credit without a credit card.

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Couple meeting with marriage counselor.

6-minute read

How Much Does Divorce Cost?

Divorce can seem expensive with attorney fees, alimony and other expenses. How much does divorce really cost? Learn about the average cost of a divorce.

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7-minute read

What’s An Annuity And How Does It Work?

 An annuity is an insurance product that allows you to make one or a few payments in order to get paid back when you need it. It’s often useful for retirees.

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7-minute read

5 Home Equity Alternatives

Tapping into your home equity isn’t limited to home equity loans. Learn about home equity loan alternatives, like cash-out refinancing, personal loans and more.

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Man stacking piles of binder clipped paperwork on desk.

8-minute read

How Much Does It Cost To File Bankruptcy?

The cost of filing for bankruptcy will depend on the type of bankruptcy and whether you hire an attorney. Here’s what you need to know before filing.

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6-minute read

IRA: What It Is, How It Works And How To Get Started

An Individual Retirement Account (IRA) provides benefits for users including tax-efficient retirement savings. Learn about setup, contributions and IRA types.

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8-minute read

What Is A 401(k) And How Does It Work?

A 401(k) account is key to many Americans’ retirement plans. Check out this overview of 401(k) plans, from getting started to contributing to cashing them out.

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Woman in a white and polka dot shirt looking excited and happy while holding a sheet of paper.

6-minute read

How To Get A Personal Loan: 8 Steps To Follow

Thinking about getting a personal loan? Uncover insider tips on how to secure your best loan option, including how to overcome a less-than-ideal credit profile.

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Group of students together at college.

7-minute read

Understanding The Cost Of Attendance In College

Understand the cost of attendance and learn how to estimate it while minimizing the cost through scholarships, federal aid and savvy financial planning.

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Two women iterating with pieces of paper up on a window together.

7-minute read

Do Deferred Student Loans Affect Your Credit Score?

Wondering how to navigate student loan deferrals? Discover repayment options and strategies to safeguard your credit score while managing student debt.

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7-minute read

Owner Financing: The Pros, Cons And How It Works

Owner financing is when a homeowner sells directly to the buyer instead of through a mortgage or real estate company. Learn the pros, cons and how it works.

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8-minute read

House Poor: What It Means And How To Avoid It

House poor means spending a disproportionate amount of your income on housing. Sadly, this is a common scenario for homeowners. Here’s how to avoid it.

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A group of five students walking together in a school hallway.

7-minute read

How To Build Credit At 18: Credit Score Strategies

Learn how to build credit at 18 to get a head start on your financial future. Empower your financial health with these credit building strategies.

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Young woman wearing reading glasses viewing information online at desktop computer.

5-minute read

APR Vs. APY: What You Need To Know

Both APR and APY refer to interest rates. But APR describes interest charged while APY describes interest earned. Learn to use APR and APY in budget planning.

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Woman stepping outside of her car in winter wear near snowy forest trees.

5-minute read

How To Trade In A Car That Is Not Paid Off: 6 Steps

You can trade in a car you owe money on, but you still need to pay it off. Learn how to trade in a car that’s not paid off and how to decide whether you should.

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