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5-minute read

A Guide To The 50/30/20 Rule

The 50/30/20 rule is a helpful system to structure your budget. Explore what it is, how it works and how you can make it work for your financial situation.

Woman sitting on floor opening empty wallet, with bills spread out in front of her and calculator, phone nearby.

6-minute read

How Can I Borrow Money Instantly?: 6 Ways To Get A Loan Fast

Looking for a way to borrow money fast? Learn about how you can borrow money instantly, where to get it and what to keep in mind when getting an instant loan.

4-minute read

What Are Assets In Personal Finance?

Assets are possessions with a cash value to the company or person who owns them. See why assets matter for individuals who want to calculate their net worth.

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5-minute read

Finance Charge: Definition, Types And How To Avoid It

Finance charges refer to a category of terms you’re likely familiar with – it’s the cost of borrowing money. Read on to learn how to reduce the cost.

Young man with a beard and glasses smiling while looking at his cell phone in a cafe.

4-minute read

Cash Deposit Limits: How Much Cash Can You Deposit In The Bank At Once?

According to the IRS, any bank transactions that exceed a cash deposit limit of $10,000 need to be reported. Learn how to file and why it’s important here.

Financial advisor speaking with a young couple in an office with a laptop open on a table.

4-minute read

What Is A Financial Consultant?

A financial consultant offers a range of services to help clients meet their financial goals. Read more about what they do and how having one can benefit you.

6-minute read

How To Write A Check: A Guide

Writing a check has become less common, but it’s still an important skill to have. Here’s how to write a check, plus tips for doing so securely.

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6-minute read

What Is An HSA?: How Health Savings Accounts Work

An HSA (health savings account) is a tax-advantaged way to save money for medical costs. Learn how, in combination with an HDHP, an HSA benefits your wallet.

8-minute read

How Do Deductibles Work? Understanding Insurance Deductibles

A deductible is the amount you pay before an insurance policy covers or partially covers expenses. See how deductibles work with different insurance types.

6-minute read

How To Save On Taxes: 10 Strategies That Really Work

Tax time is coming and many Americans want to know how to save on taxes. Discover our tips for reducing your tax liability and getting a bigger tax return.

5-minute read

What Is A Stipend And How Does It Work?

A stipend is a fixed dollar amount an organization pays instead of or on top of a salary. Learn about how stipends work, different types of stipends and more.

4-minute read

Pensions: What Are They And How Do They Work?

A pension is an account that is paid into while you work, and which you can draw from after you retire. Learn more about how pensions work in our guide.

Woman holding a credit card and a cell phone.

6-minute read

How To Cancel A Credit Card In 7 Steps

Need to know how to cancel a credit card? Discover the steps required for closing a credit card and how canceling your credit card can lower your credit score.

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8-minute read

Fiduciary: Meaning, Examples And How To Find One

A fiduciary is someone with legal responsibility for ethically managing another person’s finances or other assets. Learn how to find a fiduciary right for you.