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5-minute read

What Is Considered Bad Credit?

Just how far-reaching are the effects of a bad credit score? Let’s take a look at how those little three numbers can make or break many of your life pl...

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Man with young boy on laptop.

6-minute read

CDs Vs. Savings Accounts: Which Is The Best Alternative To A Checking Account?

Looking for alternatives to letting your money sit in a checking account? CDs and savings accounts are two common options. See which one fits your needs.

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Couple looking at joint finances in kitchen.

15-minute read

What To Do When A Bill Goes To A Debt Collection Agency

So, you got the dreaded call stating that you have a debt in collections. First things first: take a deep breath and try not to beat yourself up. Rebuil...

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Guy reading credit card.

7-minute read

What Is A Balance Transfer, And How Does It Work?

Balance transfers involve moving your due funds over to another account. Read on to learn more about what they are and how they work.

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Black couple on bench  with computer and papers.

5-minute read

How To Build A CD Ladder

A CD ladder is a financial investment strategy that distributes an initial sum of money into multiple CDs. Learn how you can build one in this article.

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Mom with baby.

5-minute read

Do I Have A Credit Score?

Not all adults have a credit file. Whether you’re young, in the military or new to the country, here’s how to know if you have a credit score.

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Woman looking at computer at home.

6-minute read

How Is Blockchain Used In Real Estate?

Curious about how blockchain is changing the way we buy, sell and invest in real estate? Read on to learn more about how to u...

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Building credit quiz

Building Credit Quiz

In this quiz, we’ll go over the basics of credit in three sections: The Importance of Credit, Building a Credit History and Establishing Good Credit.

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Black womans hand holding card and phone.

4-minute read

Consumer Credit: Defined And Explained

Consumer credit comes in many different forms, the most popular being credit cards. Learn more about the risks and rewards of consumer credit.

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Woman  banking online at home.

5-minute read

12 Best Online Banks Of 2021

Online banks are a great convenience, but how do you know which one to choose? Check out this list of best online banks of 2021 to find the right one for you...

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Man frowning as he looks at paperwork.

6-minute read

Should You Refinance To Pay Off Debt? A Look At The Pros And Cons of Refinancing

Refinancing your house can help pay off debt through your home's equity. But is it smart to refinance to pay off debt? Here’s what to consider first.

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Online shopping.

10-minute read

Things That Can Lower Your Credit Score And How To Avoid Them

Wondering what factors damage your credit score? Read our guide to learn what factors lower your credit score, how to avoid them, and how to build your credi...

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College student with credit card

10-minute read

Best Credit Cards For College Students In 2022

Whether you’re looking for a credit card that has low APR or maximum cash-back rewards, check out our roundup of the best credit cards for college stud...

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Man holding credit card with laptop and coffee 948322884 small .

6-minute read

What Is A Credit Freeze And Why Would I Do It?

What is a credit freeze and why would you want to do it? We address your questions here. 

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Woman doing credit debt calculation.

3-minute read

How To Protect Your Credit Score During COVID-19

COVID-19 is spreading uncertainty and fear across the world. We’ll take a closer look at how you can weather this storm while keeping your credit score...

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Insurance agent reviewing documents with couple.

9-minute read

Understanding Disability Insurance

For those with a temporary or long-term disability, filing for disability insurance can be a valuable option to protect your finances. Learn more about it he...

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Woman looking at credit card.

6-minute read

Understanding Bank Fees And How To Avoid Them

Financial institutions charge bank fees for services such as set-up, transactional services and ongoing maintenance. In some cases, these fees can be avoided...

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Relaxed confident female entrepreneur.

4-minute read

12 Credit Myths You Should Stop Believing

While discerning fact from fiction can be difficult as rumors swirl around regarding credit scores, read our article on several credit myths you should be aw...

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