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Couple meeting with their financial advisor.

Debt And Credit - 9-Minute Read

Scott Steinberg - Aug 1, 2024

Promissory Note: What It Is And How It Works

A promissory note, or a promise to pay, is a written agreement between a lender and a borrower. Learn how promissory notes work in real estate and more.
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Personal Finance - 8-Minute Read

Jackie Lam - Jul 30, 2024

What Is A Trust?

A trust is a valuable legal tool that can protect a family’s assets. Get the basics on trusts, including how they work and why you should consider one.

Man doing home project in kitchen.

Homeownership - 11-Minute Read

Dan Miller - Jul 24, 2024

Beginner’s Guide: How To Flip A House

Wondering how to flip a house and make a profit? From market research to making the sale, uncover the tools you need to become a successful house flipper.
Man taking notes while analyzing various financial charts.

Loans - 4-Minute Read

Kevin Graham - Jul 22, 2024

Secured Overnight Financing Rate (SOFR): A Complete Guide

The SOFR measures the repurchase market’s overnight borrowing rate on cash collateralized by U.S. Treasury securities. Learn how the SOFR can affect you.
Young couple looking concerned while looking at a computer.

Loans - 5-Minute Read

Jerry Brown - Jul 16, 2024

Do Student Loans Count As Income?

Generally, student loans don’t count as income. Take some time right now, though, to learn the tax implications for other forms of student financial aid.
Woman working on her budget at the dining room table.

Personal Finance - 5-Minute Read

Miranda Crace - Jul 15, 2024

Your Quick Guide To The Zero-Based Budgeting Method

Using a proven budgeting method can be a smart first step to making the most of your income. Find out if the zero-based budgeting model is right for you.
Woman working at desk with earbuds and laptop surrounded by houseplants.

Investing - 5-Minute Read

Victoria Araj Author - Jul 10, 2024

What Are Mortgage-Backed Securities (MBS)?

Mortgage-backed securities (MBS) are assets secured by many individual mortgages bundled together. Investors can purchase them as bonds. Learn more here.
Woman walking through city, smiling.

Homeownership - 8-Minute Read

Jamie Johnson - Jul 9, 2024

The Credit Score You Need To Buy A House

Many borrowers aim for a 620 credit score to buy a house. But there’s more to it. Discover the details about what credit score you’ll need for a mortgage.

Young mom sitting on floor holding child up in the air while other child and dog stand by.

Investing - 5-Minute Read

Jamie Johnson - Jul 8, 2024

What Is Net Worth And How Is It Calculated?

Net worth is the value of assets minus the value of liabilities. But why does it matter? Here’s how net worth impacts personal and business finances. 

Couple in their early thirties looking at one another smiling, sitting across from a financial advisor.

Investing - 8-Minute Read

Dan Rafter - Jul 4, 2024

What Is The Average 401(k) Balance By Age?

How much you should have in your 401(k) will depend on a number of factors. Find out the average 401(k) balance by age and how to achieve your savings goals.
Luxury brick home in suburb at Winter

Homeownership - 5-Minute Read

Sarah Li Cain - Jul 4, 2024

Should I Wait To Buy A House Or Purchase Now?

Whether you should wait to buy a house depends on the market and your financial situation. Learn what to watch out for and how to prepare.

Men talking to each other on the stairs.

Investing - 10-Minute Read

David Collins - Jul 1, 2024

The Right Stocks To Buy: What To Consider

Not sure which stocks are worth investing in? Let our expert guide demystify how to find the best stocks to buy and provide strategies for investments.
Big, multi-story American home with a lot of greenery out front.

Homeownership - 7-Minute Read

Dan Miller - Jun 24, 2024

A Guide To The No-Closing-Cost Refinance

A mortgage refinance with no closing costs? Browse our guide to learn what a no-closing-cost refinance is, how you can get one, and if it makes sense for you.
Young woman with a neutral expression, holding papers in hand while looking at a laptop in the kitchen.

Debt And Credit - 6-Minute Read

Joel Reese - Jun 14, 2024

What Are Convenience Checks and Is It Smart to Use Them?

Credit card convenience checks may be blank checks, but using one could cost more than you realize. From this guide, learn how a convenience check works.
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Personal Finance - 7-Minute Read

Sarah Sharkey - Jun 12, 2024

What Is a Power Of Attorney?

Power of attorney allows you to give legal authority to a designated person if you become incapacitated. Learn how it works and how to set one up.
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Debt And Credit - 7-Minute Read

Miranda Crace - Jun 12, 2024

Here’s The Average Credit Score By Age In The US

The average American credit score is 714, but that average differs when broken down by age group. See where you stand among your peers.

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Debt And Credit - 6-Minute Read

Ashley Kilroy - Jun 11, 2024

Debt Snowball Method: What It Is And How To Use It

The debt snowball method involves paying off debts from the smallest to the largest balance. Learn how you can use the snowball method to pay off debt.

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Debt And Credit - 4-Minute Read

Sarah Li Cain - Jun 11, 2024

What Is A Credit Utilization Ratio And Why Does It Matter?

Your credit utilization ratio is an important part of your credit score. Learn what credit utilization is, how to calculate it and how it can be improved.