Building Credit
Take control of your credit by learning what impacts your credit score, how to improve it, and what lenders look for in your credit history.
Featured Article
Your Credit Application Got Denied – Now What?
Whether you’re applying for a credit card, a mortgage, or a personal loan, your application may have been denied for a few different reasons. Maybe your credit score isn’t where you’d like it to be, or you don’t have an established history yet.
Featured Resources
10-minute read
How To Fix Your Credit: 9 Important Steps
Explore the importance of fixing your credit score, what steps can help you improve your credit and how to continue maintaining a good credit score.
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5-minute read
How To Get A 700 Credit Score
Generally, a 700 credit score is considered a good score. Discover how to increase your credit score to 700 or higher to enhance your financial life.
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7-minute read
Here’s The Average Credit Score By Age In The US
The average American credit score is 714, but that average differs when broken down by age group. See where you stand among your peers.
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9-minute read
How Long Does It Take To Build Credit?
How long it takes to build credit can vary, but it typically takes 3 – 6 months. Learn what impacts your credit score and ways to build your credit.
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5-minute read
Pay-For-Delete Letter: What It Is And How To Write One
A pay-for-delete letter requests the removal of negative information from your credit report in return for payment. Learn how it works and how to write one.
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5-minute read
The 5 C’s of Credit: What They Are And Why They Matter
The 5 C’s of credit are the factors that lenders consider when assessing a borrower’s creditworthiness. See how you can improve in these key areas.
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