Rocket Money Logo
    • Manage subscriptions

      We'll automatically find your subscriptions and bills for you.

    • Spending insights

      Track spending across all of your accounts in one place.

    • Bill negotiation

      We'll wait on hold for you and negotiate your bill.

    • Net worth

      Link all of your assets & debts for your full financial picture.

    • Financial goals

      Save money without even thinking about it.

    • Credit scores

      Take control of your credit and get your free credit score.

    • Budgeting

      Track spending and set goals for your top categories.

  • Card
  • Learn
  • Log in
  • Get started
    • Manage subscriptions
    • Spending insights
    • Bill negotiation
    • Net worth
    • Financial goals
    • Credit scores
    • Budgeting
  • Card
  • Learn
  • Log in
  • Get started
  1. Home
  2. /
  3. Learning Center
  4. /
  5. Homeownership
  6. /
  7. Refinancing

Refinancing

There are many ways to refinance your mortgage. Find out which works best for your financial goals.

Open concept white kitchen in a condo.

Featured Articles

What Is A Refinance And How Does It Work?

You’ve likely heard the term “refinance,” but have you wondered, “What is a refinance?” Unlock the meaning of the term – and the pros and cons of refinancing.

What Is A Cash-Out Refinance And How Does It Work?

Looking to access the equity in your home? A cash-out refinance may be the best option. Learn about how cash-out refinancing works and if it’s right for you.

A Guide To The No-Closing-Cost Refinance

A mortgage refinance with no closing costs? Browse our guide to learn what a no-closing-cost refinance is, how you can get one, and if it makes sense for you.

Featured Resources

Family preparing food to eat in the kitchen together.

8-minute read

Does Refinancing Hurt Your Credit Score?

Refinancing can hurt credit score temporarily – but in the long run, your score is likely to rise. Uncover the details of what happens when you refinance.

Read more

Young woman with graduation cap and gown hugging older woman and smiling.

6-minute read

Quick Guide: How To Refinance Student Loans – And Why

Wondering how to refinance student loans so you can pay them off early or arrange a lower monthly payment? Discover the best way to refinance student loans.

Read more

Stock-Mobile-Home-AdobeStock-34208691 copy 2.jpeg

6-minute read

Mobile Home Refinancing: What You Need To Know

Mobile homes don’t come with traditional mortgage rates. With some extra planning, you could refinance into a lower rate mortgage loan.

Read more

  • Rocket
  • Rocket Homes

    Get a real estate agent handpicked for you and search the latest home listings.

  • Rocket Mortgage

    Buy a home, refinance or manage your mortgage online with America's largest mortgage lender.*

  • Rocket Card

    Earn up to 5% cash back in mortgage savings on every tap or swipe — using the card designed with home in mind.

  • Rocket Loans

    Get a personal loan to consolidate debt, renovate your home and more.

  • Rocket Pro

    Build and grow your wholesale lending business.

    Features

  • Manage subscriptions
  • Financial goals
  • Spending insights
  • Credit scores
  • Bill negotiation
  • Budgeting
  • Net worth

    About us

  • Careers
  • About us
  • Company updates
  • Rocket

    Resources

  • Security
  • Contact us
  • Help center
  • Affiliates
  • Press kit
  • Terms of service
  • Privacy policy
  • Notice at collection
  • Do not sell or share my personal information
  • Like Rocket Money on Facebook
  • Follow Rocket Money on Instagram
  • Follow Rocket Money on X
  • Subscribe to Rocket Money on YouTube
  • Have an iOS device? Download the Rocket Money app on the App Store
  • Have an Android device? Get the Rocket Money app on Google Play.

© 2015-2024 Rocket Money All Rights Reserved

Banking services provided by nbkc bank and partners of Synapse, Members FDIC

*Based on Rocket Mortgage data in comparison to public data records.

Banking services provided by nbkc bank and partners of Synapse, Members FDIC Rocket Mortgage, LLC, Rocket Homes Real Estate LLC, Rocket Card, LLC, RockLoans Marketplace LLC (doing business as Rocket Loans) and Rocket Money, Inc. are separate operating subsidiaries of Rocket, LLC. Each company is a separate legal entity operated and managed through its own management and governance structure. Rocket Companies, Inc. (NYSE: RKT) is the sole managing member of Rocket, LLC.

Apple and the Apple logo are trademarks of Apple Inc. registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Wear OS by Google and Google Play are trademarks of Google LLC.